Plan for the long run. Save money while you are young. Teach
yourself the discipline to save 5% of your salary toward the long term. You may
think your earnings will continue on an upwards trend. In reality, your earning
potential will peak and begin to decline after you turn 45, unless you are
really fortunate.
Use more technology and be current in your skills.
Constantly update your skills – don’t wait for a job or your boss to plan your
professional development or update your skills. Stay current and learn new
things.
Make the effort to connect with people regularly and have conversations
in your chosen career and industry, and also in other industries where you have
interests. Keep building your network. Leverage social media through LinkedIn,
Facebook and Twitter.
Create a new American Dream for yourself. Recessions and
depressions will happen again. It’s very cyclical. Look at the other decades.
Life is important, build relationships where people reach out and really help
each other. Stay in touch with your network. Pay it forward and help someone.
Count on the need for a rainy day fund and build one. Be
careful with spending frivolously and understand financial risks. Don’t want
too much “stuff” and don’t overspend your lifestyle.
And remember, your identity is not your job, your identity
is you.
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